UHNW: Claude skills backed by calculation code
Concentrated-stock collar construction with constructive-sale review, and private equity multiple tracking (TVPI, DPI, RVPI), plus guidance for trust, philanthropic and exchange-fund planning that the engines do not model.
What wealth-uhnw calculates
3 commands, each available in the CLI, as an MCP tool and as a JavaScript import. Every result carries the method it used, the questions it still needs answered and the next steps worth taking.
| Command | What it returns | What it needs |
|---|---|---|
uhnw collar | Collar strikes on a concentrated position, with constructive-sale review. | symbol, basis |
uhnw pe-metrics | Private equity multiples: TVPI/MOIC, DPI, RVPI and unfunded commitment. | commitment |
portfolio irr | Money-weighted return (XIRR) from dated contributions, distributions and ending value. | cashFlows |
When to use it
Requests this pack answers:
- “hedge this concentrated stock”
- “build a collar”
- “how is this fund performing”
- “what is the TVPI”
- “what is the IRR on this fund”
- “money-weighted return”
What it does not do
Named here because leaving it out is how an agent ends up asserting something the code never computed.
Guidance only, no engine behind it
- Covered-call overlays and exchange funds (§721 partnerships)
- J-curve capital-call and distribution forecasting
- Generation-skipping transfer planning with GRATs, IDGTs and CRTs
- Donor-advised funds and private foundations
Limits to state with every result
- The engine does not price options. Whether a collar is zero-cost is unknown (
null) until you supply live put and call premiums. - Every collar needs tax counsel review for constructive-sale treatment under IRC §1259. No rule defines a safe band; spreads under roughly 15–20% of the share price are a common practitioner warning sign and are flagged as
narrowBand.
Run it
node bin/wealth-skills.js uhnw collar --symbol AAPL --shares 100000 --price 215 --basis 25
node bin/wealth-skills.js uhnw collar --symbol AAPL --shares 100000 --price 215 --basis 25 --put-premium 4.10 --call-premium 4.05
node bin/wealth-skills.js uhnw pe-metrics --commitment 5000000 --called 3000000 --distributions 1200000 --nav 3200000The same commands are exposed as MCP tools, so Claude, Claude Code, Codex, Cursor and any other MCP client can call them directly. See the integration guide and the pack itself, skills/wealth-uhnw/SKILL.md.
Catalog coverage
9 resources from the US Wealth Management Capability Catalog map to this pack, 3 of them backed by engine code and the rest cited as guidance or reference.
| Resource | What the pack does with it | Coverage |
|---|---|---|
| IRC 1259 Constructive sales | Constructive-sale treatment Flags constructive-sale review; no determination. | partial-engine |
| iCapital | Alternative-investment access and servicing Private fund multiples and IRR; no alternatives marketplace or servicing. | partial-engine |
| CAIS | Alternative-investment access and advisor workflows Private fund multiples and IRR; no alternatives marketplace or servicing. | partial-engine |
| FINRA 2360 Options | Options account and trading requirements Collars need options approval; account approval is guidance. | standard-reference |
| IRC 1092 Straddles | Tax treatment of straddle positions Collars can create straddles; the tax treatment is guidance. | standard-reference |
| IRC 170 Charitable contributions | Charitable-contribution deduction framework Charitable deduction limits are not implemented. | standard-reference |
| QuantLib | Derivatives valuation and term structures Option pricing source for collar premiums, which the engine does not price. | integration-reference |
| vollib | Option-pricing and implied-volatility routines Implied volatility and option prices for collar premiums. | integration-reference |
| QuantLib-SWIG | Language bindings for QuantLib Option pricing source for collar premiums, which the engine does not price. | integration-reference |
Questions it answers
Hedge this concentrated stock?
Collar strikes on a concentrated position, with constructive-sale review. Run uhnw collar in the CLI, or call the same tool over MCP. It needs symbol and basis. Strikes are a percentage of the share price. The result carries the method it used, the data it used, anything still missing and the next steps worth taking, for a licensed professional to review.
How is this fund performing?
Private equity multiples: TVPI/MOIC, DPI, RVPI and unfunded commitment. Run uhnw pe-metrics in the CLI, or call the same tool over MCP. It needs commitment. Each multiple is a ratio of these. The result carries the method it used, the data it used, anything still missing and the next steps worth taking, for a licensed professional to review.
What is the IRR on this fund?
Money-weighted return (XIRR) from dated contributions, distributions and ending value. Run portfolio irr in the CLI, or call the same tool over MCP. It needs cashFlows. The rate is solved from the timing and size of each flow. The result carries the method it used, the data it used, anything still missing and the next steps worth taking, for a licensed professional to review.
The other skill packs
- Compliance: Automated screen of advisory communications for promissory language and missing standard disclosures, FINRA 2111 suitability and Marketing Rule performance checks, investment adviser registration lookups in SEC IAPD compilation files, and guidance for supervisory review.
- CRM: Meeting transcript parsing into decisions and action items, and CRM task payload construction, plus guidance for meeting preparation.
- Execution: Pre-trade validation (buying power, oversell, short-term gain), order payload construction for Alpaca, Interactive Brokers and FIX 4.4, ISIN/CUSIP/FIGI/LEI check digits and T+1 settlement dates, for human-approved execution.
- Fund operations: Fund administration and wealth operations checks - position reconciliation against the custodian, NAV tie-out with level 3 and stale-price flags, LP capital statement roll-forwards, and month-end close tracking - plus guidance for accounting and regulatory reporting that the engines do not perform..
- Onboarding: Customer Identification Program field checks, application gaps by account type (CIP, beneficial ownership, FINRA 4512, 2090, 2111 and 2165), and onboarding milestone tracking.
- Planning: US retirement and tax planning calculations - tax year 2026 bracket headroom for sizing Roth conversions, required minimum distributions, retirement Monte Carlo with inflation-adjusted withdrawals, capital-loss netting and carryover, and net investment income tax - plus guidance for broader household planning that the engines do not model..
- Portfolio: Portfolio drift monitoring and rebalancing, parametric VaR and expected shortfall, tax-loss harvesting screens with a wash-sale look-back, cost basis by lot, time- and money-weighted returns, Sharpe ratio reliability, and small-universe historical and forward simulations - plus guidance for accounting, attribution and risk-model workflows that the engines do not implement..
- Research: Valuation ratios from supplied fundamentals, DCF valuation with sensitivity, keyword risk-factor summaries of filing text, XBRL fact extraction, and live FRED and SEC EDGAR fetches, plus guidance for earnings and market research that the engines do not perform..